HOW TO APPLY FOR PM SURYA GHAR YOJANA SUBSIDY IN 2025

• Publish on Aug 05, 2025
• Read Time 5 mins

Are you working on moving to solar and reducing your electricity bill for the long haul? The India Government’s PM Surya Ghar: Muft Bijli Yojana has made this possible. This scheme offers a direct government subsidy of up to ₹78,000 for residential rooftop solar systems.

You can apply online, and the money goes straight into your bank account. Also, if you’re eligible, you may get 300 units of free electricity each month. Let’s now see:

• Who can apply
• How the application works
• Required documents
• Timeline for subsidy
• How to pair it with green loans (like Ecofy’s)

What Is PM Surya Ghar Yojana?

The PM Surya Ghar Yojana is a central government scheme launched to support homeowners who want to install rooftop solar panels. It’s run by the Ministry of New and Renewable Energy (MNRE) and coordinated by local DISCOMs (Distribution Companies). Here are some of its benefits:

• ₹30,000 for 1 kW
• ₹60,000 for 2 kW
• ₹78,000 for 3 kW or more
• 300 units of free electricity per month

Remember, you can access this without dealing with middle agents and offline forms.

Who is Eligible?

While each household is allowed only one subsidy, you can apply for the PM Surya Ghar Yojana if:

• You own the property and the rooftop
• The rooftop can safely hold solar panels
• You’re ready to install a net meter
• Your Aadhaar is linked to both your bank account and your electricity account

Keep in mind that renters and commercial setups don’t qualify. However, there are alternative ways to access rooftop solar loans as an MSME .

Step-by-Step Application to Apply for the PM Surya Ghar Yojana Scheme

Here are the steps:

Step 1: Sign Up on the Portal
Select your State and DISCOM, then enter your Consumer Number, mobile number, and email ID. Set a password and log in to your account.

Step 2: Submit Your Application
Complete the rooftop solar application form and upload the required documents. Wait for DISCOM's approval.

Step 3: Get the System Installed
Choose an MNRE-registered vendor to install the rooftop solar system. Ensure net metering is also set up during installation.

Step 4: Upload Post-Installation Documents
Upload installation photos, the invoice, warranty certificates, and net meter proof. DISCOM will conduct an inspection and verify the details.

Step 5: Receive the Subsidy
Once verified and approved, the subsidy will be credited to your Aadhaar-linked bank account, usually within 30–45 days.

Documents Required for the PM Surya Ghar Yojana Scheme

Double-check that all details match across documents; otherwise, mismatches could slow the process considerably. Here’s what you’ll need:

• Recent electricity bill
• Aadhaar card
• PAN card
• Bank account (linked with Aadhaar)
• Proof of property ownership

Avoid Upfront Costs

You don’t need to pay the total cost from your pocket. Climate-focused NBFCs like Ecofy let you apply for green loans that cover your solar setup.

With Ecofy’s solar loans, you can access:

• Simple digital applications
• EMI options for salaried and self-employed users
• Tied-up vendors like Tata Power Solar, Luminous, Mahindra and Waaree

You apply for the subsidy and the loan at the same time. There’s no clash. You start saving from day one.

Read More: Did you know what makes a loan eco-friendly?

Verdict

The PM Surya Ghar Yojana presents an easy, digital application process, and it’s built to encourage solar adoption. Besides simply saving money, you cut emissions and invest in something that pays for itself over time.

Avoid waiting as the prices for solar rooftop installations will rise. Start generating your own power today while the government supports your switch.

Contact Ecofy if you need financing for solar rooftop loans. You can call 1860-266-2059 or explore your options online.

FAQs

• Can I apply for the PM Surya Yojana scheme if I've already installed solar panels?
  No. You must apply on the portal before installation.
• What if I live in a society?
  Group housing and RWAs can apply under different rules. The process and subsidy rates vary.
• Can I install more than 3 kW?
  Yes, but you’ll still receive only ₹78,000 as a subsidy.
• Is the subsidy taxable?
  No. You don’t have to pay tax on it.
• How long does it take to receive the subsidy?
  Most users receive it in 30 to 45 days after installation and verification.
• What if the DISCOM delays my application?
  You can raise a complaint on the PM Surya Ghar portal under “Grievance.”