What is the eligibility criteria for getting a Rooftop Solar Loan?

Both salaried and self-employed individuals can apply for a loan for solar rooftop with Ecofy. Applicants should own an independent house (e.g., bungalow, villa) and have a minimum CIBIL score of 650.

Why should I choose Ecofy for my solar loan?

Ecofy offers zero collateral Rooftop Solar Loans with approvals in 180 seconds and a simple, 100% digital application process.

How do I apply for a Rooftop Solar Loan with Ecofy and what documents do I need?

Ecofy’s 100% digital process with e-bill based approvals, make it easy to apply for a Rooftop Solar Loan with 3 simple documents: KYC details with address proof, (e.g., Aadhaar card, PAN card)Most recent electricity billBank statements for the last 3 months OR income tax returns for the most recent financial year

What is the maximum loan amount I get for a Rooftop Solar installation?

Ecofy offers financing of up to 100% of the project cost, subject to eligibility.

Will I have to provide collateral for my Rooftop Solar Loan?

No, for eligible customers, your Rooftop Solar Loan with Ecofy can be collateral free.

What is the interest rate and repayment tenure for a Solar Loan?

Solar Loan Interest Rates start from 8.99% (flat rate) and may vary based on your loan profile and eligibility. Ecofy offers flexible repayment tenures of up to 5 years.

Can I get a government subsidy if I finance my rooftop solar system with a loan from Ecofy?

Yes, if you meet the eligibility criteria, you can avail applicable government subsidies, including those offered under the PM Surya Ghar: Muft Bijli Yojana, even when you finance your rooftop solar installation through a Rooftop Solar Loan. The subsidy is subject to the prevailing government guidelines and eligibilityconditions.

How do I manage my NACH/ECS mandate (register, modify, or cancel)?

Your EMIs are automatically deducted from your registered bank account through an eNACH mandate. To register, modify, or cancel your NACH/ECS mandate,please email us at support@ecofy.co.in or call 1860-266-2059. Our team will assist you with the process.Important: Ecofy and its representatives will never ask for your OTP, password, or any confidential information. Please do not share these details with anyone.

Finance Up To 100% of Your Rooftop Solar Installation

Start saving on your electricity bills from day one

Apply Now

Why Choose an Ecofy Loan?

No Collateral Required for your Rooftop Solar Loan

No property or assets needed as security, just a simpler way to finance your solar system

Apply Now

From Application to Approval in as little as 180 seconds

Quick approvals, no bank statements if your EMI is equal to or lower than your electricity bill

Apply Now

India's Leading NBFC for Residential Rooftop Solar Financing

Making rooftop solar more affordable for homeowners across India

Apply Now

₹0 Electricity Bills for 60% of Ecofy's Residential Rooftop Solar Customers

Trusted Rooftop Solar Partners

EMI Calculator

Calculate EMI

Why Customers Choose Ecofy

"I chose Ecofy for its fully digital process. The vendor I purchased my solar panels from recommended Ecofy and I'm happy to have learned about the company. The loan process was quick, simple, and easy to navigate. I would definitely recommend Ecofy to anyone looking for a Solar loan for their home."

Shankar Kumawat

Solar Loan

"I wanted to install solar panels for my home and was recommended Ecofy for financing. The loan process was simple, and my application was approved quickly. My solar panels were installed within two days, and I've already started saving on my electricity bills. Ecofy is a company I would recommend."

Firoj Khan

Solar Loan

Latest Articles

HOW TO APPLY FOR PM SURYA GHAR YOJANA SUBSIDY

Feb 27, 2026

How to Apply for the PM Surya Ghar Yojana Subsidy

Oct 6, 2025

Smart Homes, Lower Bills: How Technology Can Cut Your Utility Bills

Jun 1, 2024

How Rooftop Solar Loans Can Transform Your Home?

Nov 30, 2025

The True ROI of Rooftop Solar: How Financing Makes It Affordable

View All Blogs

Frequently Asked Questions

Everything you need to know about Ecofy's Rooftop Solar Loans

Get in touch with us

Ready to finance your Rooftop Solar installation? Our experts are here to help you get the right loan for your needs.

Business hours

Mon to Fri 09:30AM - 06:30PM

Call us on

1860-266-2059

Email us

support@ecofy.co.in

Apply now

Share a few details and we will route your request to the right team.

Step 1 of 333%

Full Name

Mobile

State

City