Accretive Cleantech Finance Private Limited is now Ecofy Finance Private Limited

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latest blog articles

Dec 31, 2025
7 mins Read

Eco-Friendly New Year Resolutions That Work Because They’re Financially Smart

As the year comes to a close, many of us pause and reflect on our habits, expenses, and already making new resolutions for the next year. From steel bottles and cloth bags to discussions around minimalism, we try to do better with our consumption habits.

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Dec 19, 2025
7 mins Read

How Missed EMIs Affect Your Credit Score (and What You Can Do About It)

Most borrowers and credit card users believe that a missed EMI is a small slip. They assume you can fix it next month and continue managing your money in the same way. Unfortunately, this is guesswork that regularly damages credit profiles across India.

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Dec 12, 2025
7 mins Read

7 Financial Habits to Grow Savings and Clear Loans: Build Financial Discipline

People assume financial discipline comes from big moves. It rarely does. Most wealth-building habits take birth from tiny behaviours that almost feel too small to matter. You can only unlock wealth when these small actions run on autopilot.

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Dec 04, 2025
7 mins Read

How Can MSMEs Apply for Online Green Loans in India: Complete 2025 Guide

Apply for an MSME loan online in 2025 through a digital credit ecosystem. Discover data-driven scoring and Ecofy’s sustainable MSME financing for green businesses.

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Nov 30, 2025
7 mins Read

The True ROI of Rooftop Solar: How Financing Makes It Affordable

Most Indian households and businesses understand that solar saves money. Concern about this technology’s efficiency doesn’t interrupt their decision to switch. It's mainly the lump-sum cost that delays their solar setups. When green financing removes that barrier, eco-friendly energy adoption jumps and real ROI becomes visible. Remember, solar financing only accelerates how soon you start earning those returns.

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Nov 26, 2025
7 mins Read

Why Gen Z Loves EVs: Cost Savings, EMI Flexibility & Eco-Friendly Benefits

Gen Z is now driving the shift towards green mobility – Electric Vehicles. With rising fuel and diesel prices in India, young Indians are choosing EVs not just to look cool but also for their convenience and affordability and long-term savings. Gen Z also prefers tech-enabled mobility — app-based servicing, GPS-enabled scooters, and smart dashboards — making EVs an easy fit into their digital-first lifestyle.

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Nov 19, 2025
5 mins Read

Green MSME Loans: How Sustainability Turns a Cost Centre into a Growth Lever

Most micro, small and medium enterprises (MSMEs) in India have traditionally viewed sustainability as an incremental cost with uncertain payback and compliance burdens. That opinion is rightfully shifting. Many MSMEs are finally reframing sustainability as a method to reduce recurring costs and enter new value chains.

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Nov 12, 2025
5 mins Read

What’s Common Between Your Credit Score and Carbon Score?

Ever checked your CIBIL score and felt proud of that 780? Now imagine a similar score, not for how you handle money, but for your environmental impact on the planet. That’s your carbon score. And in today’s climate-conscious ecosystems, both can make or break your access to affordable financing. In fact, a single household rooftop solar system can raise your carbon score by the same margin that paying off one credit card boosts your CIBIL score.

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Nov 05, 2025
5 mins Read

Solar for Small Shops: How India’s Kirana Stores Are Going Green and Saving Big

India’s 12-15 million kirana stores anchor a retail market valued at over ₹75 lakh crore. Although they contribute to several pockets of our economy, these shops yet operate on margins as thin as 3-5%. And unfortunately, every extra rupee spent on electricity eats into earnings.

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