Accretive Cleantech Finance Private Limited is now Ecofy Finance Private Limited
Apply for an MSME loan online in 2025 through a digital credit ecosystem. Discover data-driven scoring and Ecofy’s sustainable MSME financing for green businesses.
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Most Indian households and businesses understand that solar saves money. Concern about this technology’s efficiency doesn’t interrupt their decision to switch. It's mainly the lump-sum cost that delays their solar setups. When green financing removes that barrier, eco-friendly energy adoption jumps and real ROI becomes visible. Remember, solar financing only accelerates how soon you start earning those returns.
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Gen Z is now driving the shift towards green mobility – Electric Vehicles. With rising fuel and diesel prices in India, young Indians are choosing EVs not just to look cool but also for their convenience and affordability and long-term savings. Gen Z also prefers tech-enabled mobility — app-based servicing, GPS-enabled scooters, and smart dashboards — making EVs an easy fit into their digital-first lifestyle.
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Most micro, small and medium enterprises (MSMEs) in India have traditionally viewed sustainability as an incremental cost with uncertain payback and compliance burdens. That opinion is rightfully shifting. Many MSMEs are finally reframing sustainability as a method to reduce recurring costs and enter new value chains.
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Ever checked your CIBIL score and felt proud of that 780? Now imagine a similar score, not for how you handle money, but for your environmental impact on the planet. That’s your carbon score. And in today’s climate-conscious ecosystems, both can make or break your access to affordable financing. In fact, a single household rooftop solar system can raise your carbon score by the same margin that paying off one credit card boosts your CIBIL score.
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India’s 12-15 million kirana stores anchor a retail market valued at over ₹75 lakh crore. Although they contribute to several pockets of our economy, these shops yet operate on margins as thin as 3-5%. And unfortunately, every extra rupee spent on electricity eats into earnings.
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India’s small businesses aren’t small in impact. MSMEs pump revenue into most industries, be it textiles, manufacturing, renewables, logistics, you name it. Collectively, they power nearly 30% of India’s GDP and employ over 110 million people.
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India’s EV financing conversation has spoken about two- and three-wheelers, especially e-rickshaws, for a long time. However, that’s only scratching the surface. A quiet but powerful shift is underway in logistics, warehousing, and corporate mobility, one where commercial EV fleets are showing proof of a real growth story.
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Light and decor are what make festive celebrations magical. But if the sparkle fades too quickly or carries hidden costs to your wallet or planet, the magic is short-lived.
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