Accretive Cleantech Finance Private Limited is now Ecofy Finance Private Limited
Understanding Interest Rates in India in 2026: Flat Rate vs. Reducing Balance
If you’re taking a normal or green loan in India, figuring out how interest rates are calculated is a must. Whether you’re applying for an electric vehicle loan, a solar panel loan, or an MSME business loan, the interest rates printed on the brochure never clearly explain what and how you’ll be paying. What actually matters is how the interest rate is calculated.
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EV Insurance Changes in 2026: What Borrowers and Insurers Should Prepare For
The green-vehicle (EVs) space has seen a 2.5x year-on-year rise in EV insurance purchases. EV vehicle insurers continue to revise policy structures and adjust premiums based on IRDAI reforms. The difference in quality of services and repair costs or battery-related claims has brought up a new set of rules and insurance behaviours.
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Your Guide to Handling EV Battery Problems While Your Loan Is Active
What happens if your EV battery fails before your loan ends? Learn how warranties, insurance, and lenders in India handle battery failure for active EMIs.
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Prepayment and Foreclosure: Should You Close Your Loan Early?
You may’ve taken an SME loan, a solar rooftop loan, an electric two-wheeler loan, or possibly a generic loan for a new property or asset. Chances are, you already considered paying off the loan amount before the end of the tenure if you had the funds.
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Digital MSME Lending in 2026: AI, APIs, and Instant Approval
The 2026 loan ecosystem serving India’s MSMEs has progressed leaps and bounds from four years ago. What was once a paper-heavy, branch-driven process has become API-led, data-first, and increasingly real-time. Credit decisions that earlier took weeks now happen in minutes. This is because risk is now read and assessed differently. Simply put, public digital infrastructure and smarter underwriting models have supported this newer digital MSME loan system.
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New Year, New Savings: Smart Green Investments You Can Make in 2026
New year’s optimism and fresh resolutions make your financial decisions in January fairly emotional. Most people experience that surging desire to “do better” with money and life. In reality, most savings plans fail because they’re detached from real-world behaviour, cash flow, and long-term value creation.
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Eco-Friendly New Year Resolutions That Work Because They’re Financially Smart
As the year comes to a close, many of us pause and reflect on our habits, expenses, and already making new resolutions for the next year. From steel bottles and cloth bags to discussions around minimalism, we try to do better with our consumption habits.
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India’s Auto-Rickshaw Drivers Are Going Electric—Here’s Why It Makes Sense
A quiet change is taking place on the roads of India. As cities become more populated and air pollution becomes a growing cause for concern, the focus is shifting toward cleaner, more sustainable forms of mobility. The driving force behind this shift are the auto-rickshaw drivers, who are at the forefront of this change. But how are they making this jump? The answer: they specifically need financing for electric auto-rickshaw solutions that meet their unique financial circumstances.
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How Missed EMIs Affect Your Credit Score (and What You Can Do About It)
Most borrowers and credit card users believe that a missed EMI is a small slip. They assume you can fix it next month and continue managing your money in the same way. Unfortunately, this is guesswork that regularly damages credit profiles across India.
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