Accretive Cleantech Finance Private Limited is now Ecofy Finance Private Limited
New year’s optimism and fresh resolutions make your financial decisions in January fairly emotional. Most people experience that surging desire to “do better” with money and life. In reality, most savings plans fail because they’re detached from real-world behaviour, cash flow, and long-term value creation.
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As the year comes to a close, many of us pause and reflect on our habits, expenses, and already making new resolutions for the next year. From steel bottles and cloth bags to discussions around minimalism, we try to do better with our consumption habits.
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A quiet change is taking place on the roads of India. As cities become more populated and air pollution becomes a growing cause for concern, the focus is shifting toward cleaner, more sustainable forms of mobility. The driving force behind this shift are the auto-rickshaw drivers, who are at the forefront of this change. But how are they making this jump? The answer: they specifically need financing for electric auto-rickshaw solutions that meet their unique financial circumstances.
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Most borrowers and credit card users believe that a missed EMI is a small slip. They assume you can fix it next month and continue managing your money in the same way. Unfortunately, this is guesswork that regularly damages credit profiles across India.
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People assume financial discipline comes from big moves. It rarely does. Most wealth-building habits take birth from tiny behaviours that almost feel too small to matter. You can only unlock wealth when these small actions run on autopilot.
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Apply for an MSME loan online in 2025 through a digital credit ecosystem. Discover data-driven scoring and Ecofy’s sustainable MSME financing for green businesses.
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Most Indian households and businesses understand that solar saves money. Concern about this technology’s efficiency doesn’t interrupt their decision to switch. It's mainly the lump-sum cost that delays their solar setups. When green financing removes that barrier, eco-friendly energy adoption jumps and real ROI becomes visible. Remember, solar financing only accelerates how soon you start earning those returns.
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Gen Z is now driving the shift towards green mobility – Electric Vehicles. With rising fuel and diesel prices in India, young Indians are choosing EVs not just to look cool but also for their convenience and affordability and long-term savings. Gen Z also prefers tech-enabled mobility — app-based servicing, GPS-enabled scooters, and smart dashboards — making EVs an easy fit into their digital-first lifestyle.
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Most micro, small and medium enterprises (MSMEs) in India have traditionally viewed sustainability as an incremental cost with uncertain payback and compliance burdens. That opinion is rightfully shifting. Many MSMEs are finally reframing sustainability as a method to reduce recurring costs and enter new value chains.
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