Accretive Cleantech Finance Private Limited is now Ecofy Finance Private Limited
What to Do If You’re Struggling to Repay Your Loan
Environmentally conscious and curious Indian citizens have been empowered by a massive rollout of green finance options. Whether green loans for EV rickshaws and 3-wheelers or eco finance for MSMEs needing solar setups, the industry is making good money. However, loan defaulters and others with repayment stress are sinking into doubt about their decisions.
Read More
How to apply for pm surya ghar yojana subsidy
Are you thinking to move to solar and reduce your electricity bills for the long haul? The India Government’s PM Surya Ghar: Muft Bijli Yojana has made this possible. The Scheme is pushing India towards a major energy shift and it also offers a direct government subsidy of up to ₹78,000 for residential rooftop solar systems.
Read More
How to Spot and Avoid Loan Scams in This Digital Lending Phase
The digital lending boom in Asia, and particularly in India, makes loans highly accessible. Borrowers who apply for green finance, like rooftop solar loans, EV rickshaw loans, and MSME sustainability loans, are benefiting through long-term monetary and environmental returns. But this convenience has also created fertile ground for loan fraud.
Read More
EV 3-Wheeler Loans for Women Entrepreneurs: Benefits & Schemes
For as long as three-wheelers have existed, the market has been dominated by men. There’s been little to no existence of women driving or owning these vehicles. But as we move toward liberal views and the voice of gender equality becomes more prominent, women on all fronts have stepped in and now participate at higher rates.
Read More
Understanding Interest Rates in India in 2026: Flat Rate vs. Reducing Balance
If you’re taking a normal or green loan in India, figuring out how interest rates are calculated is a must. Whether you’re applying for an electric vehicle loan, a solar panel loan, or an MSME business loan, the interest rates printed on the brochure never clearly explain what and how you’ll be paying. What actually matters is how the interest rate is calculated.
Read More
EV Insurance Changes in 2026: What Borrowers and Insurers Should Prepare For
The green-vehicle (EVs) space has seen a 2.5x year-on-year rise in EV insurance purchases. EV vehicle insurers continue to revise policy structures and adjust premiums based on IRDAI reforms. The difference in quality of services and repair costs or battery-related claims has brought up a new set of rules and insurance behaviours.
Read More
Your Guide to Handling EV Battery Problems While Your Loan Is Active
What happens if your EV battery fails before your loan ends? Learn how warranties, insurance, and lenders in India handle battery failure for active EMIs.
Read More
Prepayment and Foreclosure: Should You Close Your Loan Early?
You may’ve taken an SME loan, a solar rooftop loan, an electric two-wheeler loan, or possibly a generic loan for a new property or asset. Chances are, you already considered paying off the loan amount before the end of the tenure if you had the funds.
Read More
Digital MSME Lending in 2026: AI, APIs, and Instant Approval
The 2026 loan ecosystem serving India’s MSMEs has progressed leaps and bounds from four years ago. What was once a paper-heavy, branch-driven process has become API-led, data-first, and increasingly real-time. Credit decisions that earlier took weeks now happen in minutes. This is because risk is now read and assessed differently. Simply put, public digital infrastructure and smarter underwriting models have supported this newer digital MSME loan system.
Read More