Who can apply for an SME loan with Ecofy?

Ecofy's SME finance solutions are available to eligible business entities, subject to applicable eligibility criteria, credit assessment, and the submission of required documentation. Eligible entities may include sole proprietorship firms, Hindu Undivided Families (HUFs), partnership firms and LLPs, private limited companies, public limited companies, and private trusts.

Does my business qualify for an Ecofy SME Business Loan?

Eligibility depends on factors such as the applicant's age, business vintage, financial performance, turnover, repayment capacity, credit history, and other applicable criteria. Specific eligibility requirements may vary based on the loan product and applicant profile.

What types of MSME loans does Ecofy offer? How can an SME Loan help my business?

Ecofy offers financing for green projects and sustainable businesses within three broad categories: Supply Chain Finance, Energy Efficient Equipment, and Commercial & Industrial Rooftop Solar.SME finance from Ecofy can help support a range of business requirements including financing for inventory purchases, supplier payments, business expansion, infrastructure development, energy efficient machinery, and commercial rooftop solar.

Why should I choose Ecofy for my SME business loan?

Ecofy offers loans with competitive interest rates, quick loan processing, flexible repayment options, and a simple 100% digital application process.

What are the documents required for an SME Loan?

Ecofy offers SME loans with minimal documentation for a simple and convenient financing process:Company KYC documentsKYC documents of the business ownersBank statements for the last 12 months (only if applicable)GST returns for the last 24 months (only if applicable)Income Tax Returns (ITRs) for the last 3 financial years (only if applicable)Audited Balance Sheet and Profit & Loss Statement for the last 3 financial years (only if applicable)Document list may vary based on the type of loan you apply for and your business profile.

How long is the repayment tenure? What are the repayment options for an Ecofy SME Loan?

Ecofy offers repayment tenures of up to 60 months, subject to the applicable loan product, loan amount, eligibility, and other terms and conditions.You can repay your Ecofy SME Loan through Post-Dated Cheques (PDC), Electronic Clearing Service (ECS), or Direct Debit through NACH, depending on the repayment option available for your loan.

How do I manage my NACH/ECS mandate (register, modify, or cancel)?

Your EMIs are automatically deducted from your registered bank account through an eNACH mandate. To register, modify, or cancel your NACH/ECS mandate, please email us at support@ecofy.co.in or call 1860-266-2059. Our team will assist you with the process. Important: Ecofy and its representatives will never ask for your OTP, password, or any confidential information. Please do not share these details with anyone.

Quick Approvals on Business Loans up to ₹2.5 Crore

Grow your business without compromising your cash flow

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Why Choose Financing from Ecofy

Instant Loan Decisions

Complete your application online through a 100% digital, simple, and hassle-free process

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Built Around Your Business

Loan amount, tenure, and financing solutions designed to match what your business needs

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Dedicated Relationship Manager

Receive personalized guidance and expert support throughout your financing journey

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Financing Solutions for Your Business

Commercial & Industrial Rooftop Solar

Lower your electricity bills with collateral-free financing for your commercial or industrial rooftop solar installation

Energy Efficient Equipment

Upgrade to energy-efficient machinery that helps your business save up to 40–50% on energy costs while improving operational efficiency

Supply Chain Financing

Pay only for the limit you use, while keeping inventory moving and cash flow healthy as you grow your business

EMI Calculator

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Why Customers Choose Ecofy

"I knew energy-efficient machines would help me save money in the long run, so I decided to get one for my business and Ecofy made financing it easy. The team explained the loan process to me in detail and guided me at every step. The loan was processed smoothly and I received my machine in record time. I would recommend Ecofy to my fellow business owners."

Udaya Kumara M

SME – Machine Loan (EEE)

"Installing rooftop solar was an important decision for our business, and Ecofy made the financing process straightforward. The team patiently answered all my questions, explained the loan process in detail, and kept me informed throughout. I had a good experience with Ecofy and would recommend them to anyone considering a solar loan for their business."

Kokila Kishor Suryawansi

SME – Solar Loan (C&I)

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Frequently Asked Questions

Everything you need to know about Ecofy's SME Business Loans

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Ready to finance your business? Our experts are here to help you get the right loan for your needs.

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1860-266-2059

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support@ecofy.co.in

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