Accretive Cleantech Finance Private Limited is now Ecofy Finance Private Limited
From ICE to Electric: How Auto-Rickshaw Drivers Are Financing the Shift
A quiet revolution is taking place on the roads of India. As cities become more populated and air pollution becomes a growing cause for concern, the focus is shifting toward cleaner, more sustainable forms of mobility. For many, the transition from ICE to electric vehicles isn’t just a luxury — it’s a requirement. The driving force behind this shift are the auto-rickshaw drivers, who are at the forefront of this change. But how are they making this jump? The answer: they specifically need financing for electric auto-rickshaw solutions that meet their unique financial circumstances.
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How to Create a Zero-Waste Kitchen: 7 Sustainable Solutions for Everyday Cooking
In this day and age of rising climate consciousness, a zero-waste kitchen is not only a trend, but rather a lifestyle. Creating a sustainable hub in your cooking space doesn’t have to mean a total renovation. Rather, it is making conscious decisions that minimize waste and encourage sustainable behavior all year long. No matter if you’re just starting out on the path toward sustainable cooking or you’re deep in the weeds, here are seven easy and impactful solutions to help you move towards sustainable cooking habits and a truly green kitchen.
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How SME Business Loans Are Evolving in India: What You Need to Know in 2025
India’s startup culture and MSME ecosystem is witnessing rapid growth, and with it, the loan landscape by which entrepreneurs obtain SME business loans is changing as well. As a SME business owner in 2025, the availability, accessibility, and affordability of credit in India today is the best it has ever been. Smart. Fast. Inclusive: Tier 1 cities or outbacks of rural India, business financing is getting smarter, faster, and more importantly, inclusive.
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The Real Cost of Green Living: Is Sustainability Affordable in India?
With increasing worries about climate change and environmental degradation, more people are looking for ways to live sustainably. While we are still in the process of translating the green lifestyle into reality, in India the question most people want to ask is - Is the cost of green living in India too high? And while there is no doubt that sustainability is a worthy goal, it is crucial to get an insight into the financial implications of going green in the country. In this article, we delve into the cost of living green, of going solar, buying organic, eco-friendly homes, among other sustainable choices, and ask if it's really the affordable option for the average Indian home.
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How to Choose Between Fixed and Reducing Interest Rates for Your EV Loan
When you apply for an EV loan, one of the crucial decisions you'll face is whether to opt for a fixed interest rate or a reducing interest rate. This decision significantly influences your monthly payments, the overall cost of the loan, and your financial flexibility. In this article, we’ll guide you through the differences between fixed and reducing interest rates for EV loans, helping you determine which one is right for your needs.
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Achieving a Green Home Certification in India: Key Requirements and Benefits
Sustainable living is on the rise in this segment, as an increasing number of developers and homeowners are opting for green buildings in recent times. Elsewhere in the world — the United States not least among them — a green home certification is a badge of a building’s commitment to sustainability, energy efficiency and low environmental impact.
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Important Questions to Ask Your NBFC Before Availing an SME Loan
Getting a small and medium enterprise (SME) loan is a crucial part of expanding your company. You can always opt for additional financing by giving your financial needs to a Non-Banking Financial Company (NBFC) to finance your current and future needs, which you should consider. But before diving into the application process, it is important to familiarize yourself with the conditions of the loan.
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Empowering Women Entrepreneurs: An Overview of the Stree Shakti Yojana under the SME Scheme
Over the last couple of years, the business sector in India has been undergoing a paradigm shift, with an increasing number of women assuming ownership and leadership positions. The Indian government has launched several initiatives to capitalize on this momentum, such as the Stree Shakti Yojana, a flagship program targeting women entrepreneurs. The scheme falls under the SME (Small and Medium Enterprise) schemes, rendering essential funding and assistance to enterprises run by women.
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Understanding 'CIBIL Written Off' Status: Implications for Your Loan Applications
Your CIBIL report serves as a snapshot of your credit history and plays a crucial role in determining your creditworthiness. Among the various terms that can appear on your CIBIL report, "Written Off" is one of the most concerning. This status can have significant implications for your financial health, especially when applying for loans or credit cards. In this article, we’ll unravel what "Written Off" means, its impact on your credit score, and how you can work to remove this status from your CIBIL report.
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