Accretive Cleantech Finance Private Limited is now Ecofy Finance Private Limited
How SME Business Loans Are Evolving in India: What You Need to Know in 2025
India’s startup culture and MSME ecosystem is witnessing rapid growth, and with it, the loan landscape by which entrepreneurs obtain SME business loans is changing as well. As a SME business owner in 2025, the availability, accessibility, and affordability of credit in India today is the best it has ever been. Smart. Fast. Inclusive: Tier 1 cities or outbacks of rural India, business financing is getting smarter, faster, and more importantly, inclusive.
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The Real Cost of Green Living: Is Sustainability Affordable in India?
With increasing worries about climate change and environmental degradation, more people are looking for ways to live sustainably. While we are still in the process of translating the green lifestyle into reality, in India the question most people want to ask is - Is the cost of green living in India too high? And while there is no doubt that sustainability is a worthy goal, it is crucial to get an insight into the financial implications of going green in the country. In this article, we delve into the cost of living green, of going solar, buying organic, eco-friendly homes, among other sustainable choices, and ask if it's really the affordable option for the average Indian home.
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How to Choose Between Fixed and Reducing Interest Rates for Your EV Loan
When you apply for an EV loan, one of the crucial decisions you'll face is whether to opt for a fixed interest rate or a reducing interest rate. This decision significantly influences your monthly payments, the overall cost of the loan, and your financial flexibility. In this article, we’ll guide you through the differences between fixed and reducing interest rates for EV loans, helping you determine which one is right for your needs.
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Achieving a Green Home Certification in India: Key Requirements and Benefits
Sustainable living is on the rise in this segment, as an increasing number of developers and homeowners are opting for green buildings in recent times. Elsewhere in the world — the United States not least among them — a green home certification is a badge of a building’s commitment to sustainability, energy efficiency and low environmental impact.
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Important Questions to Ask Your NBFC Before Availing an SME Loan
Getting a small and medium enterprise (SME) loan is a crucial part of expanding your company. You can always opt for additional financing by giving your financial needs to a Non-Banking Financial Company (NBFC) to finance your current and future needs, which you should consider. But before diving into the application process, it is important to familiarize yourself with the conditions of the loan.
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Empowering Women Entrepreneurs: An Overview of the Stree Shakti Yojana under the SME Scheme
Over the last couple of years, the business sector in India has been undergoing a paradigm shift, with an increasing number of women assuming ownership and leadership positions. The Indian government has launched several initiatives to capitalize on this momentum, such as the Stree Shakti Yojana, a flagship program targeting women entrepreneurs. The scheme falls under the SME (Small and Medium Enterprise) schemes, rendering essential funding and assistance to enterprises run by women.
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Understanding 'CIBIL Written Off' Status: Implications for Your Loan Applications
Your CIBIL report serves as a snapshot of your credit history and plays a crucial role in determining your creditworthiness. Among the various terms that can appear on your CIBIL report, "Written Off" is one of the most concerning. This status can have significant implications for your financial health, especially when applying for loans or credit cards. In this article, we’ll unravel what "Written Off" means, its impact on your credit score, and how you can work to remove this status from your CIBIL report.
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Green Weddings in India: Sustainable Trends and Cost-Saving Tips
In India, there has been a trend of sustainable weddings in recent years, where couples want to make their big day an extension of their environmentally minded ideals. As the desire to be more meaningful with our weddings and a growing awareness for environmental issues have inspired green weddings.sustainable celebrations prioritize waste minimization, resource conservation, and local business support while providing an experience guests will remember.
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Green Homes of the Future: Innovations in Sustainable Living Spaces
As the world faces pressing environmental challenges, the concept of green homes has emerged as a groundbreaking solution for sustainable living. By blending sustainable architecture, eco-friendly materials, and cutting-edge technology, these homes aim to reduce environmental impact while enhancing comfort and efficiency. With innovations such as net-zero homes, recycled construction materials, solar panels, and smart energy systems, green homes represent the future of living.
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